November 5, 2024

Marian Harding Answers Miniature Schnauzer FAQs

Marian Harding has been breeding Miniature Schnauzers for thirty years. Frequently Marian Harding is called upon to respond to potential owners’ frequently asked questions.

How big are Miniature Schnauzers?
Marian Harding says that adult Miniature Schnauzers weigh 10-15 pounds, and reach about 12”-14” at the withers.

Are Miniature Schnauzers good pets for a home with children?
Marian Harding recommends Miniature Schnauzers for family pets due to their sociability and playfulness. For best family integration, Marian Harding suggests having a young dog grow up alongside the children. However, Marian Harding cautions that, while this dog likes to play, it may not tolerate excessive rough activity.

Are Miniature Schnauzers good outside dogs?
In Marian Harding’s experience, Miniature Schnauzers are not content to be outside dogs. Rather, Marian Harding instructs owners to prepare for the dog to be in the house or apartment most of the time. In addition, Marian Harding notes that this intelligent breed can become bored if left alone for long. Marian Harding’s suggestion to prevent this is ample exercise via walks or fenced yards.

Do Miniature Schnauzers need extensive grooming?
Marian Harding recommends routine bathing and grooming to keep the dog’s coat smooth and prevent matting. Even though many owners delegate this task to a professional groomer, Marian Harding notes that owners should also brush the coat daily to maintain its shine.

Do Miniature Schnauzers aggravate allergies?
Actually, Marian Harding says Miniature Schnauzers may be one of the best options for those who suffer from allergies. This breed sheds very little or not at all, and has relatively clean habits, making it a top choice in Marian Harding’s estimation.

Do Miniature Schnauzers have health issues?
Marian Harding alerts all Miniature Schnauzer owners to watch for signs of potential eye problems in their dogs. In addition, Marian Harding notes that Miniature Schnauzers tend to overeat so they may gain weight easily, and can develop diabetes or bladder stones. Upon request, Marian Harding can offer owners tips and diet recommendations to help avert these problems.

For more information about Marian Harding’s breeding services, please visit the Hardinhaus Miniature Schnauzers website at www.hardinhaus.com.

Or contact Marian Harding at:
Hardinhaus Miniature Schnauzers
4637 Blairwood Dr.
Knoxville, TN 37938
865-922-0522

Would You Buy a Bike from an Internet Site Like Bikes Direct?

Sure, maybe the prices of bikes at Bikes Direct are incredibly low compared to those at your local bike shop and, yes, maybe Bikes Direct can offer single-speeds and limited edition bikes hard to find anywhere else, but would you buy a bike from an internet site like Bikes Direct?

Usually the only reason why people hesitate in making any purchase over the Internet is the trust factor: will you really get what you paid for? At Bikes Direct, their best response is to let other customers do their talking.

Time and again, Bikes Direct shoppers will see testimonials that include phrases like: “thank you for the excellent service” and “thanks for the fast delivery” from Bikes Direct and “thank you for the wonderful bike.” It’s reassuring for people new to Bikes Direct to read that a customer has “passed the Bikes Direct name on to several friends because it’s not often these days that you get great service and good quality.”

Sometimes the comments received by Bikes Direct deal with excellent (and one-on-one) customer service, like one who simply stated that the Bikes Direct service is wonderful. Another satisfied Bikes Direct buyer went into more detail, saying: “Thanks so much for your patience. Just wanted to let you know how much I appreciate your help. Thanks for your patience with my constant, nagging questions. I will definitely be recommending Bikes Direct to my friends.”

Once you start to examine the comments made by people who have purchased bikes through Bikes Direct, you can then look at the Frequently Asked Questions on the Bikes Direct website. For example, how can Bikes Direct sell top quality bikes at such low prices? According to Bikes Direct, the answer is right there in their name: they sell bikes factory direct. There’s no middleman in a retail store with rent, dozens of employees and associated overhead. The Bikes Direct bikes come straight from a distribution warehouse that is loaded with inventory, purchased in bulk for more savings.

For more information, or to speak with someone at Bikes Direct, please go online to www.bikesdirect.com or send Bikes Direct a fax at 877-245-3329.

What Bikes Direct Customers Are Saying About Bikes Direct:

Dear Bikes Direct,

I must admit that I was somewhat hesitant about buying such an expensive bike on-line [from Bikes Direct] but I gave it a shot. I have now but about 500 miles on my Fuji Professional that I got from Bikes Direct and am LOVING IT! There isn’t a bike out there that compares. What a ride!

Thanx Again,
Dave

Bikes Direct,

Just wanted to let you know how much I appreciate Bikes Direct help. Thanks for your patience with my constant, nagging questions. I will definitely be recommending Bikes Direct to my friends and associates out here in South Dakota; where triathlete bikes are only available through mail order or Internet.

Most Sincerely,
Eric Redinger
Exercise Specialist, CSCS
McKennan Center for Health & Fitness

Went on my first ride today, the bike rides very fast. I was surprised to find such a nice bike for the price Bikes Direct advertised, I’m glad I didn’t go with the $900.00 bike at the local shop. I was worried that it was going to be “heavy”, but it’s a well-built road bike and I’m mainly using it for exercise. Bikes Direct provides an online bike “heaven” for those of us who don’t need the fancy racing bikes and just want quality at an affordable price.

I have already recommended Bikes Direct to some of my friends and neighbors here in Stafford, VA.

enaz@gte.net

Carnegie Digital Computers Gives the Inside Scoop on SLR Digital Cameras

People with very precise photography needs commonly use SLR digital cameras. Carnegie Digital Computers says that SLR digital cameras are gaining popularity today due to their more intense capabilities compared to point and shoot cameras. At Carnegie Digital Computers, SLR digital cameras sell because of their interchangeable lenses, a more accurate viewfinder, and better exposure settings. Carnegie Digital Computers customers who are more serious about their photography are often looking for the perfect SLR digital camera.

Nikon continually makes digital SLR cameras that delight consumers. Carnegie Digital Consumers says that their cameras work for amateur and professional photographers alike. Newer models, like the Nikon D3000, guard against picture-taking mistakes. The camera is easy to operate and take beautiful photos with, says Carnegie Digital Computers. Others like the Nikon D5000 offer split-second shutter response times. Overall, Carnegie Digital Computers concludes that Nikon as a whole offers great SLR digital cameras.

A longstanding competitor in the industry, the Canon Rebel XSI is an SLR digital camera for advanced photographers. According to Carnegie Digital Computers, the high price actually fits the value of the camera quite well. Carnegie Digital Computers recommends this camera for users who are likely to upgrade their lenses or edit their photos in Adobe Photoshop.

According to Carnegie Digital Computers, an updated version of the Canon Rebel XSI is the Canon Rebel XS. Carnegie Digital Computers says that the Rebel XS has earned a reputation as reliable, affordable, and worthy of praise. The Rebel XS boasts high-speed image processing and the possibility of continuous shooting, says Carnegie Digital Computers. The latest addition to the Canon Rebel includes a “Live View” function. Carnegie Digital Computers explains that this lets photographers magnify, change grid settings, and optimize focus.

If you have interest in purchasing an SLR digital camera, try one out. Carnegie Digital Computers keeps these and other remarkable SLR digital cameras in stock.

For more information, contact:
Carnegie Digital Computers
1386 Avenue Of The Americas
New York, NY 10019
212-757-7565


Financing a Homes by Vanderbuilt Modular Residence Purchase

When you’ve decided to buy your modular home from Homes by Vanderbuilt, a general contractor serving Virginia, North Carolina and South Carolina, you can likely use your existing mortgage company to finance the purchase. Modular homes such as those offered by Homes by Vanderbuilt are considered permanent structures, just like houses that are built on site using conventional methods, and Homes by Vanderbuilt houses are also recognized to increase in value over time.

That being said, however, if your mortgage company does not have experience with modular homes in general or with Homes by Vanderbuilt specifically, you may wish to speak to the sales team at Homes by Vanderbuilt and obtain a referral. As you would with any purchase, do shop around to get the best possible terms on your loan for your Homes by Vanderbuilt house purchase.

Your down payment will make a difference on the terms of financing, whether you’re buying a Homes by Vanderbuilt house or a site-built home. Traditional real estate mortgages and market interest rates are usually available when you buy a Homes by Vanderbuilt home and the land together as one purchase. If, however, you are buying your modular home from Homes by Vanderbuilt in a separate transaction from the land purchase, you should expect the financing to come in with a slightly higher rate of interest.

Modular homes can also be purchased from Homes by Vanderbuilt by way of FHA-insured financing as well as VA-guaranteed loans (the latter being through the U.S. Department of Veterans Affairs). If you qualify for either of these types of mortgages to buy your Homes by Vanderbuilt house, you may also find that they require a lower down payment or offer a better rate of interest. Because these loans take longer to process and get approval than conventional mortgages, allow yourself plenty of time before the purchase date of your Homes by Vanderbuilt modular home.

What Customers Are Saying About Homes by Vanderbuilt:

“Everyone who participated in the repair work of our home did an outstanding job. [Homes by Vanderbuilt] were all very courteous and professional and worked very hard at satisfying us. We are 100% satisfied and will continue to recommend Homes by Vanderbuilt to friends and family. Please reward both Homes by Vanderbuilt work teams for a job well done. They definitely deserve it!!”
Jeffery – Apex, NC

“The [Homes by Vanderbuilt] crew was very nice and courteous. They were very helpful and anxious to answer any questions we had. They did a super job! Homes by Vanderbuilt made us feel special and shared in our excitement of our new home. A+!”
Mark & Christina – Mayodan, NC

“All of [Homes by Vanderbuilt] crews have been exceptional. We are very satisfied with this Homes by Vanderbuilt experience.”
Robert – Clemmons, NC

“I could not be more pleased with the Homes by Vanderbuilt crews who have worked on my home to date. Every single person I have had the time to talk with has made it a point to answer my questions, explain what they were doing and complement me on my choice of home and the company I chose to purchase it from. The Homes by Vanderbuilt crews that have represented you think very highly of Homes by Vanderbuilt and take a great deal of pride in their work.”
Hunter – Supply, NC

“We love the Homes by Vanderbuilt trim crew they were so sweet. If all of your crews are like the trim crew it’s easy to see why you do so much business and come highly recommended. We will and have passed on the Homes by Vanderbuilt recommendation with high praise. Please give our best to your trim crew.”
Roy May and Charlotte – Jamestown, SC

Homes by Vanderbuilt did a great job. You couldn’t ask for a better crew. Homes by Vanderbuilt was very friendly and easy to work with.
Lindsey & Lorraine – Fairfield, NC

1st Loan Modification of America – Highlights of a Good Home Inspection

As a representative for American homeowners, 1st Loan Modification of America recommends a thorough accountability in the home inspection process, as its effects of the transfer of a home can be great. Following are several components that 1st Loan Modification of America advises homeowners to seek in a home inspection.

To begin, emphasizes 1st Loan Modification of America, it is important to seek out a home inspector who can demonstrate education, experience, and professional affiliation. Check the State licensing board or the Better Business Bureau for a complaint history on prospective companies. Also, 1st Loan Modification of America warns prospective homeowners not to let price be a determining factor. The old saying still holds: “You often get what you pay for” in this arena.

Getting a house tested for radon levels is also high on 1st Loan Modification of America’s list. Radon is a radioactive, cancer-producing gas, a by-product from the decay of underlying rock formations. 1st Loan Modification of America cautions that radon levels may vary according to season, barometric pressure, and other factors, so it is always recommended that further testing be conducted once a homeowner occupies the house.

In addition, 1st Loan Modification of America notes that a termite inspection is essential. Many home inspectors offer pest inspections in addition to the standard home inspection, so 1st Loan Modification of America suggests that as a good place to begin. Pest inspections may also screen for carpenter ants, powder post beetles, and carpenter bees — all wood-destroying organisms.

Septic systems are frequently not part of a home inspection but are a major cost component of the house and1st Loan Modification of America recommends that they be inspected prior to purchase. Septic system replacement can range from under ten to over thirty thousand dollars, so 1st Loan Modification of America encourages prospective homeowners to visit the local board of health for further information about the house, the area, and the average life and replacement costs of neighboring systems.

For more information contact 1st Loan Modification of America, LLC at 702-227-9660 or email 1st Loan Modification of America at modifications@1stloanmodificationnow.com.

Collex Collision Experts Serves the Local Community with Continuing Education

Collex Collision Experts are nationally recognized auto body repair specialists with a community based business ethic. At Collex Collision Experts, not only are timely repairs provided with attentive customer service, Collex Collision Experts serves the community as well. For example, Collex Collision Experts offers continuing education classes to interested and qualified participants. Collex Collision Experts originally designed these classes for insurance agents. Collex Collision Experts explains that insurance agents need 24 credits of continuing education classes every two years to keep their licenses current.

Over time, these classes sponsored by Collex Collision Experts expanded to serve the community at large. Collex Collision Experts reports that nearly 1000 agents have attended their classes, and the number keeps growing. Collex Collision Experts currently offers continuing education courses covering a wide range of relevant topics. Classes cover subjects from safety issues and ethics to policy retention and the collision repair process. Collex Collision Experts provides these classes free of charge at various Collex facilities.

Collex Collision Experts offers continuing education courses two to three times per month. Some Collex Collision Experts classes for May and June 2010 include “Ethics in Collision Repair,” “Auto Theft & Fraud,” and “Understanding Safety Issues.” These are all three-hour courses with free lunch included. In June 2010, Collex Collision Experts will host an extended seven-hour seminar dedicated to the best use of Sherwin Williams paints in auto body repair.

Collex Collision Experts believes in cultivating a fruitful and informative relationship with members of the insurance industry. Insurance adjusters so frequently handle collision repair that Collex Collision Experts believes it benefits all parties to dialogue regularly with these industry colleagues. Collex Collision Experts feel that the more an insurance agent knows about the collision repair process, the more helpful they can be to customers. Since the insurance industry and Collex Collision Experts have a lot of customer overlap, Collex Collision Experts feels that everyone stands to benefit from having better-educated agents involved in and expediting the repair process.

Collex Collision | Tips for Dealing With An Automobile Accident

Elsewhere, Collex Collision has written about the most critical first responses to a car accident. Collex Collision explains that drivers must make sure everyone is OK, call 911 if medical attention is needed, move out of the way of traffic and call the police to report an accident. In the meantime, Collex Collision adds that drivers must exchange insurance information with fellow motorists, and call the insurance company to file an accident claim. Most of these things, says Collex Collision, are common knowledge and can be done during the first hours after an accident.

Collex Collision continues that many car accident injuries are often not visible or obvious at the site of the accident. Usually the adrenaline released by a car crash, notes Collex Collision, crowds out any aches and pains a person may feel. This is a condition that doctors and insurance adjustors refer to as “soft tissue damage” and it may not manifest until days after a car accident. For this reason, Collex Collision says that it is important not so sign any documents at the crash site. Do not discuss any release of liability with other drivers. Many motorists have reported that they were not hurt at an accident, says Collex Collision, only to find days later that they were in severe pain, requiring physical therapy or long-term chiropractic care.

The good news is that insurance companies are acquainted with the phenomenon of “soft tissue damage.” Collex Collision advises anyone who has been in a car accident to visit a doctor for an examination as soon after the accident as possible. In the same way that a police report is of critical value in the automotive repair process, Collex Collision explains that a doctor’s report is essential information that any insurance adjuster will require before covering further medical care. Information from a doctor will help a motorist decide if they ought to file a personal injury claim in addition to an accident claim. Collex Collision points out that these are two different claims and that a standard accident claim will not cover any medical expenses. A separate personal injury claim must also be filed with the insurance company.

For more information about Collex Collision, call 888-426-5539 or visit them on the web at http://collex.com.

Stephen Pitz Promotes the Value of Fine Arts in Public Schools

Stephen Pitz has spent many years teaching students. Recently, Stephen Pitz made the decision to step away from teaching and focus on his goal of becoming an author and poet. His experience as a teacher convinced Stephen Pitz that fine arts are critical to student development.

According to Stephen Pitz, schools with arts and theatre programs teach students to think creatively. For this reason, Stephen Pitz believes that students need opportunities to learn how to use such creativity. Without such opportunities, Stephen Pitz believes that his own love of writing and poetry could never have grown to such great lengths. Fine arts are valuable tools that provide learning experiences for students, says Stephen Pitz.

Another argument for keeping arts and theatre programs in schools, according to Stephen Pitz, is that students will learn to spend their time more wisely. Many children spend countless hours each week playing video games for fun, but Stephen Pitz suggests that fine arts is a much more productive way to find enjoyment. Developing talent is a huge confidence builder, says Stephen Pitz, and without it, students are missing out on an important element of learning. Spending time productively is important to prepare for the real world, insists Stephen Pitz.

Stephen Pitz’ own experience in education has provided him the basis to give recommendations to school administrators for fine arts programs. For one, participation should be required for some amount of time. Students may not realize the benefits of participating without a push in the right direction. Stephen Pitz also states that, for many students, it takes time to understand why fine arts are so important to their overall education. The benefits far outweigh the cost, says Stephen Pitz, and schools ultimately will function better when they provide students an arts and theatre program.

Joseph Merlo – Keeping Our World Green – Joseph Merlo Supports Recycling

Keeping Our World Green | Joseph Merlo Supports Recycling

Joseph Merlo, founder of Energy Automation Systems, Inc., is an energy expert with a vested interest in conserving resources and greening the planet. Joseph Merlo put together some tips for readers to help minimize waste.

Every day, begins Joseph Merlo, Americans throw away plastic, electronics, paper, glass, and food. Joseph Merlo points to research that indicates that every year the amount of waste produced by Americans alone exceeds 700 billion pounds. Joseph Merlo says this is over a ton of trash for every single American citizen! Joseph Merlo says managing waste is a central consideration of the green movement. The volume of waste may seem overwhelming, notes Joseph Merlo, but the solutions aren’t. Joseph Merlo adds there are habits that every consumer can practice to ease the burden of waste on our environment.

First off, Joseph Merlo encourages reusing bags and containers. Joseph Merlo suggests reusable canvas totes bags for grocery trips. Every shopping experience, says Joseph Merlo, does not need to produce new bags. Joseph Merlo knows from personal experience that it does not take long to get used to bringing bags to the store. Once that habit is set, explains Joseph Merlo, hundreds of pounds of waste stand to be avoided.

Another way to reduce packing materials, suggests Joseph Merlo, is to buy in bulk. Joseph Merlo says many items, from food to carpentry nails, can be purchased from bulk bins. Rather than buying cans of beans, Joseph Merlo suggests buying a couple pounds of beans in bulk. They may take longer to cook, says Joseph Merlo, but that’s a small price to pay to save some cans. Besides, adds Joseph Merlo, they’ll taste better than canned beans any day. Also, Joseph Merlo notes that most household products can be purchased in bulk. Joseph Merlo explains buying a lot of detergent, rice, or dog food at one time costs the consumer less and creates less waste from packing materials. Joseph Merlo adds that concentrated products, like fruit juice concentrate and concentrated laundry detergent, also use less packaging material than regular strength products.

In the home, instructs Joseph Merlo, switch to reusable products wherever possible. Joseph Merlo suggests that rather than crumpling paper napkins with meals, grab a cloth napkin. When a cloth napkin becomes too dirty to use, says Joseph Merlo, toss it in the laundry rather than the trash. Joseph Merlo also suggests using sponges and dishcloths in place of mounds of paper towels. In keeping with the reusable philosophy, Joseph Merlo recommends rechargeable batteries to eliminate the toxic waste produced from disposable battery cells. Once a rechargeable cell outlives its usefulness, Joseph Merlo reminds readers it may still be recycled instead of trashed. All of these are small daily steps, concludes Joseph Merlo, that help everyone strive toward minimal waste.

Choosing the Right Drug and Alcohol Rehab Center | Some Tips from the Experts at Best Drug Rehabilitation

Doing a Google search for “drug and alcohol rehab” will return countless results, so how do you know where to begin? As you explore options for drug and alcohol addiction rehabilitation programs for yourself or for a loved one, Best Drug Rehabilitation offers some important factors to consider before you make a choice.

Cost

In perfect world, the cost of a rehab program would not matter, but the reality of life means that the costs vary widely and that price will more than likely play a significant role in your selection process.

According to Best Drug Rehabilitation, private facilities usually cost between $10,000 – $20,000 and up for each month’s stay, although you may find some limited, more affordable private options under $ 10 000. The waiting list for these facilities may not make them a viable option, however. Prices will not be published on a rehab center’s website, so the best thing to do is to call the number provided and speak personally with a staff person.

If you carry good health care insurance, this will very possibly cover a significant portion of your treatment costs. Best Drug Rehabilitation suggests calling your insurance provider to see what your treatment options and coverage are. And it’s essential to speak with Best Drug Rehabilitation to make sure that they will file with your insurance company before you commit to going there.

If you can’t afford to pay for rehab at a private facility, Best Drug Rehabilitation says that you need to call around to local hospitals or clinics for a list of available options for public or subsidized treatment facilities, and they will probably be able to advise you how get on a waiting list for treatment.

Location

Because having the support and participation of your loved ones during a stay in rehab can make a difference in whether or not your recovery is successful, try to find a treatment center that is within a half-day’s driving distance of home so that your family can be included in your process when called upon to do so. Best Drug Rehabilitation has several locations available to clients for treatment.

Types of Treatment

Best Drug Rehabilitation knows that making a decision to choose recovery from a drug or alcohol addiction is one of the hardest decisions that a person will ever have to make. Finding a recovery program that will successfully work for you is crucial. Best Drug Rehabilitation offers personalized, open-ended recovery programs that take the needs of each client into consideration. Believing that it’s important for an individual to believe 100% in the program, Best Drug Rehabilitation offers clients the ability to choose their own pathway to addiction recovery.

How Much Individual Therapy is Offered?

Private rehab facilities like Best Drug Rehabilitation will offer one-on-one counseling, and this therapy with a licensed counselor will be very helpful in achieving a successful recovery process.

Obviously, it costs the drug rehab centers more to offer substantial one on one time with a psychologist, and Best Drug Rehabilitation cautions that some facilities may limit these sessions in order to cut costs. Be sure you are comparing “apples to apples” when you compare costs of a rehab program. Best Drug Rehabilitation suggests asking specifically just how much time with a psychologist or licensed counselor is included in the cost of treatment.

Comfort and Quality of the Rehab Facility

Drug or alcohol rehab is hard. It’s an emotionally intensive and often very painful experience, and that is why Best Drug Rehabilitation offers a comfortable and private space for clients. The team at a Best Drug Rehabilitation knows that if the facilities are unpleasant and a client does not feel safe, this will add to the anxiety of the treatment and may even tip the scales in determining whether he or she stays to complete the program.