July 22, 2017

Dennis Dachtler, Sacramento Wealth Manager, on Benefits of Retirement Planning

Dennis Dachtler Sacramento

Dennis Dachtler Sacramento

With us today is Dennis Dachtler, Sacramento area financial management consultant and founder of Dachtler Wealth Management, LLC. Here, Dachtler speaks of early planning, the special needs of medical professionals, and the daily hurdles of securing long-term goals.

Interviewing Experts: Good morning and thank you for taking the time to speak with us today. Let’s focus first on early planning. What is your advice to those just entering the workforce?

Dennis Dachtler, Sacramento: As I taught my own two children growing up, the best thing to do is to start saving early. Start looking at investing. You absolutely cannot begin too soon.

Interviewing Experts: But, what if you aren’t earning a lot?

Dennis Dachtler, Sacramento: It doesn’t matter. Save what you can. Make it a set amount each paycheck. Have it put into a separate account. You won’t notice it is not there to spend.

Interviewing Experts: That’s great advice. But, we understand that you deal with medical professionals quite a bit. That’s a pretty astute group of people. What help do they need?

Dennis Dachtler, Sacramento: Many doctors and other medical staff tend to overlook their own future while they are helping everyone else have a future.

Interviewing Experts: So, you are saying they get too busy to plan ahead?

Dennis Dachtler, Sacramento: Yes, absolutely. That’s why using the services of an experienced wealth manager can really come in handy.

Interviewing Experts: What can Dachtler Wealth offer that takes the toll out of trying to plan ahead?

Dennis Dachtler, Sacramento: First, we take the time to get to know the individual and his or her own personal needs. We understand that life gets in the way and our clients may not have the time to keep up with the ever-changing world of stocks, bonds, insurance, etc. It’s the daily hurdles of life that really make using a service, like ours, beneficial. This is especially true for those with substantial assets and even bigger responsibilities.

Interviewing Experts: There is no “one size fits all” strategy to future planning?

Dennis Dachtler, Sacramento: Despite what many agents may tell you, no there isn’t. No two families have the same long term goals.

Interviewing Experts: So, then, how does Dachtler Wealth make it easier?

Dennis Dachtler, Sacramento: After the initial evaluation, we discuss future plans, current needs, and any foreseeable expenses, such as college or the medical care of, say, a disabled sibling or aging parent.

Interviewing Experts: And where can your clients go to see their portfolio once it’s established?

Dennis Dachtler, Sacramento: We have an online portal available to all of our clients, no matter the amount of money they may or may not have. It is on a secure server and groups their information all in one place which makes it very easy to see, at a glance, what’s working and what might need to be reevaluated.

Interviewing Experts: That’s very interesting. What can our readers do to get a better idea of exactly what you are talking about?

Dennis Dachtler, Sacramento: Our website has an online demo of our Personal Wealth Management homepage. Also, I encourage everyone to take a moment and bookmark our site for the free educational materials posted there. It is a wonderful resource available to everyone.

Interviewing Experts: Thank you for that but we are out of time for the day. We look forward to speaking with you again in the New Year.

Dennis Dachtler, Sacramento: My pleasure.

 

Dennis Dachtler, Sacramento based wealth planner, got his start in the industry shortly after college. That was in 1981. Today, Dachtler oversees Dachtler Wealth and is responsible for over $150 million in client assets. For more information visit dachtlerwealth.com

 

Securities and investment advisory services offered solely through Ameritas Investment Corp. (AIC).  Member FINRA/SIPC.  AIC and Dachtler Wealth Management, LLC are not affiliated. Securities products are limited to residents of AL, AR, AZ, CA, CO, FL, GA, IN, KS, LA, MN, MO, NC, NE, NM, NV, OR, PA, TN, TX, UT and WA.. Additional products and services may be available through Dennis Dachtler or Dachtler Wealth Management, LLC that are not offered through AIC.

Opinions expressed herein are those of the Registered Representative and may differ from those of Ameritas Investment Corp and affiliates.  Information is gathered from sources deemed to be reliable; however, we cannot guarantee their accuracy.  Past performance is not indicative of future results. This information should not be construed as investment, legal or tax advice.  Participants should consult with their financial representative, attorney or tax advisor regarding your situation.

 

 

Dennis Dachtler Discusses the Ups and Downs of 2012

Dennis Dachtler

Dennis Dachtler

Dennis Dachtler is a respected financial planner, managing more than $150 million in assets. As he reviewed the reports on the second quarter of the year, Dennis Dachtler made a few observations about the economic outlook for the country. Recently, Dennis Dachtler talked to Interviewing Experts about the results of the past quarter.

Interviewing Experts: Welcome, and thank you for joining us today. To begin with, are you concerned that the stock market was down in the second quarter?

Dennis Dachtler: Well, overall the Dow was up 5.4% when you look at the entire first half of the year.

Interviewing Experts: But economists are concerned, based on what happened last year at this time, aren’t they?

Dennis Dachtler: Yes, that is true. However, there were several factors present last year that aren’t present this year.

Interviewing Experts: Those factors are…?

Dennis Dachtler: Among other things, there was a Congressional standoff last year regarding the debt ceiling.

Interviewing Experts: What are you thoughts about the upcoming election–do you expect that to have a negative impact?

Dennis Dachtler: It’s not completely clear, however I will point out that we aren’t operating under the same chaotic uncertainty as last year at this time.

Interviewing Experts: What about the instability of current policy?

Dennis Dachtler: Economists are worried about inflation. What the public needs is more clarity on policies to help boost confidence and, subsequently, spending, which has previously led to financial growth.

Interviewing Experts: How are things looking for the rest of the year?

Dennis Dachtler: Recovery has been incredibly slow since 2009 and this isn’t expected to change during the remainder of this year.

Interviewing Experts: What is causing the persistently high unemployment rate?

Dennis Dachtler: The theory of many economists is that the lack of predictability on policy is to blame.

Interviewing Experts: What is your perspective on this?

Dennis Dachtler: What creates uncertainty is not sticking to policy. Many economists believe consistency is key to building consumer confidence.

Interviewing Experts: How can Congress accomplish that?

Dennis Dachtler: Rules-based policy can help provide the basic guidelines consumers and business need to succeed.

Interviewing Experts: Some people feel that too many rules take away freedom.

Dennis Dachtler: Well I tend to believe quite the opposite. The laws should be built to preserve and encourage freedom. Laws must first be in place before there can be freedom.

Dennis Dachtler runs Dachtler Wealth Management, a financial management firm that focuses on helping clients find financial freedom. In addition to debt and asset management, Dennis Dachtler also helps clients with retirement planning and investing. Learn more at www.dachtlerwealth.com

 

Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC).  Member FINRA/SIPC.  AIC and Dachtler Wealth Management are not affiliated.  Additional products and services may be offered through Dennis Dachtler or Dachtler Wealth Management that are not offered through AIC.

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money.  A Representative from Dachtler Wealth Management will contact you to provide requested information.  Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Securities products are currently limited to residents of AL, AR, AZ, CA, CO, FL, GA, IN, KS, LA, MN, MO, NC, NE, NM, NV, OR, PA, TN, TX, UT & WA.