With us today is Dennis Dachtler, Sacramento area financial management consultant and founder of Dachtler Wealth Management, LLC. Here, Dachtler speaks of early planning, the special needs of medical professionals, and the daily hurdles of securing long-term goals.

Interviewing Experts: Good morning and thank you for taking the time to speak with us today. Let’s focus first on early planning. What is your advice to those just entering the workforce?

Dennis Dachtler, Sacramento: As I taught my own two children growing up, the best thing to do is to start saving early. Start looking at investing. You absolutely cannot begin too soon.

Interviewing Experts: But, what if you aren’t earning a lot?

Dennis Dachtler, Sacramento: It doesn’t matter. Save what you can. Make it a set amount each paycheck. Have it put into a separate account. You won’t notice it is not there to spend.

Interviewing Experts: That’s great advice. But, we understand that you deal with medical professionals quite a bit. That’s a pretty astute group of people. What help do they need?

Dennis Dachtler, Sacramento: Many doctors and other medical staff tend to overlook their own future while they are helping everyone else have a future.

Interviewing Experts: So, you are saying they get too busy to plan ahead?

Dennis Dachtler, Sacramento: Yes, absolutely. That’s why using the services of an experienced wealth manager can really come in handy.

Interviewing Experts: What can Dachtler Wealth offer that takes the toll out of trying to plan ahead?

Dennis Dachtler, Sacramento: First, we take the time to get to know the individual and his or her own personal needs. We understand that life gets in the way and our clients may not have the time to keep up with the ever-changing world of stocks, bonds, insurance, etc. It’s the daily hurdles of life that really make using a service, like ours, beneficial. This is especially true for those with substantial assets and even bigger responsibilities.

Interviewing Experts: There is no “one size fits all” strategy to future planning?

Dennis Dachtler, Sacramento: Despite what many agents may tell you, no there isn’t. No two families have the same long term goals.

Interviewing Experts: So, then, how does Dachtler Wealth make it easier?

Dennis Dachtler, Sacramento: After the initial evaluation, we discuss future plans, current needs, and any foreseeable expenses, such as college or the medical care of, say, a disabled sibling or aging parent.

Interviewing Experts: And where can your clients go to see their portfolio once it’s established?

Dennis Dachtler, Sacramento: We have an online portal available to all of our clients, no matter the amount of money they may or may not have. It is on a secure server and groups their information all in one place which makes it very easy to see, at a glance, what’s working and what might need to be reevaluated.

Interviewing Experts: That’s very interesting. What can our readers do to get a better idea of exactly what you are talking about?

Dennis Dachtler, Sacramento: Our website has an online demo of our Personal Wealth Management homepage. Also, I encourage everyone to take a moment and bookmark our site for the free educational materials posted there. It is a wonderful resource available to everyone.

Interviewing Experts: Thank you for that but we are out of time for the day. We look forward to speaking with you again in the New Year.

Dennis Dachtler, Sacramento: My pleasure.

 

Dennis Dachtler, Sacramento based wealth planner, got his start in the industry shortly after college. That was in 1981. Today, Dachtler oversees Dachtler Wealth and is responsible for over $150 million in client assets. For more information visit dachtlerwealth.com

 

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Opinions expressed herein are those of the Registered Representative and may differ from those of Ameritas Investment Corp and affiliates.  Information is gathered from sources deemed to be reliable; however, we cannot guarantee their accuracy.  Past performance is not indicative of future results. This information should not be construed as investment, legal or tax advice.  Participants should consult with their financial representative, attorney or tax advisor regarding your situation.